Travel Insurance For Italy - What To Take Note of

For policies issued on or before 28th Jan 2021, SGT 4:59pm - Allianz Travel will not be covering any claims arising from The COVID-19 Pandemic for such policies

Before you purchase your travel insurance for Italy, there are a few critical considerations to keep in mind: Are the activities that you plan on engaging in potentially hazardous and do they require adventure or extreme sports coverage? Do you need additional ski or snowboarding cover as well? Research how much medical coverage is necessary along with repatriation options.

Lastly, consider the total cost of your trip just in case a cancellation occurs; it is vital to ensure that all money spent can be recovered.

Citizens of the EU/EEA, Switzerland and select countries who are visa exempt may travel to Italy without one for stays of up to 90 days. Additionally, any other Schengen country is free to visit Italy in the same way as part of their overall 90 day stay limit.

Securing travel insurance is required if you are applying for a Schengen Visa to Italy, yet even though it is not mandated by law, tourists should strongly consider purchasing coverage as medical care can be quite expensive in the country. Additionally, visitors must pay out-of-pocket expenses for any prescriptions they may require during their stay.

(Last updated 19 December 2022)

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Exploring Italy's iconic cities, such as Rome, Florence and Venice, is most effortless when done via its vast railway system. Boasting both high-speed intercity trains and regional services that can take you to the lesser known places in between each destination; travelling by train offers a wonderful way for all sightseers to experience this majestic country.

Exploring Italy by car can be a thrilling adventure that takes you to places other tourists just won't find using public transportation such as: Tuscany, Sicily, Puglia, The Dolomites and more!

Yet, parking in Italian cities can be a nightmare due to their congestion. Furthermore, when you do eventually locate a spot it is usually very costly. Driving on the autostrada is by far the fastest method of travel when journeying around Italy—just be aware that tolls may apply.

British citizens should ensure they have their complimentary European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC), which can be used while traveling in Italy. This will cover necessary medical treatments you may receive at public hospitals and health centers during your trip.


It is still essential to remember, though, that having a robust travel insurance plan is vital for any unforeseen medical treatments the EHIC/GHIC might not cover, as well as repatriation costs if needed.

Look for the green cross - pharmacies are readily available and easy to spot!

Instead, you can visit a Guardia Medica Turistica or Italian GP (if available) to get an Italian prescription. Unfortunately, prescription drugs are not free in Italy; however, with the help of either an EHIC or GHIC and the local prescription that comes alongside it, you will be able to pay a discounted rate!

Italians are fortunate to have access to high-quality healthcare, with fees that remain quite affordable. Moreover, Emergency Medical Assistance is available for anyone in need; regardless of nationality or payment status! The country's medical care is unparalleled according to international standards. (ranked 2nd according to the World Health Organization's report).

Italy provides universal healthcare coverage, but you need to bear in mind that only a few services are completely free. For the majority of medical treatments and procedures, you'll be asked to share part of the costs; some will even come at your full expense. This cost-sharing is referred to as “Ticket” and covers several types of visits such as specialist consultations or laboratory analyses, among others.

Italy offers a plethora of lodging options, ranging from mountain monasteries to self-catering villas and even family-run B&Bs. Although prices aren't particularly budget friendly, it is reassuring that quality is consistent across the board due to stringent regulations enforced by Italian authorities.

From exquisite hotels oozing the opulence of belle-époque to chic boutique establishments on the forefront of modern design, Italy offers some of the most remarkable accommodations in all Europe.

Italy is full of private and HI-hostels, ranging from family friendly institutions by large urban areas to sociable town center backpacker options. Rates for official HI hostel in Italy start at €18 per night for a dorm bed, while the pricier hotel rooms cost around €25. These Hostels are great if you're traveling alone or with someone else; they provide an affordable way to explore Italy without breaking your budget!

Allianz Travel
Refund within 14 days - Get your money back if you change your mind after purchasing of policy*
Allianz Partners Group prides itself on providing individuals and their families with assistance and travel insurance solutions specific to their needs. This travel insurance is underwritten by Tokio Marine Insurance Singapore Ltd, with services provided by Allianz Travel, refreshed from Allianz Global Assistance, trading as AWP Services Singapore Pte Ltd.
*Subject to the terms, conditions, exclusions and benefits limits of the policy wording. For more information please click on the Policy Wording to read the Allianz Travel Policy Wording.
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