Travel Insurance For Denmark What To Take Note of

For policies issued on or before 28th Jan 2021, SGT 4:59pm - Allianz Travel will not be covering any claims arising from The COVID-19 Pandemic for such policies

Travel Insurance for Denmark
As of 1st February 2023, Singaporeans are not required to do any PCR test before or upon arrival in Denmark. However, on board the planes you may need to show your Covid-19 certificates to prove that you took the Covid-19 vaccines.

Denmark is a member state of the Schengen Area, which allows nationals of 62 countries to enter Denmark without the need for a visa.

Singapore is included in the Schengen Area, which allows residents to stay in Denmark between 90 days and 6 months, visa-free.

When it comes to accommodation, Denmark offers many options for all kinds of travellers. Whether you're looking for a budget-friendly option or luxurious accommodation, there is something to suit your needs.

For budget travellers, hostels in Denmark offer comfortable accommodations at pocket-friendly prices. Some of the popular ones include Generator Copenhagen, Danhostel Copenhagen City, and DGI Byen Hostel & Hotel.

If you're looking for something more luxurious and high-end, there are some amazing options available as well. These include the Marriott Copenhagen, Skt Petri Hotel, Nimb Hotel, and Radisson Blu Royal Copenhagen.

If you're looking for a unique home experience, Airbnb is a great alternative. You can find some great private rooms and entire apartments in Copenhagen offered at competitive prices. 

When purchasing travel insurance in Denmark as a tourist, make sure you are getting the right coverage. Depending on your budget and needs, there are a few different types of policies available.

It is recommended to apply for insurance with medical coverage lest you fall ill or get injured while abroad. To pre-empt any unforeseen circumstances, it is advisable to get protection for trip cancellation as well. You may also want to consider additional coverage like personal liability, baggage loss and theft, and more.

Without travel insurance, you are vulnerable to a variety of issues that could arise on your trip. From medical costs to lost or stolen items, you will be responsible for any financial losses incurred while travelling without the appropriate insurance coverage.

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Danish Krone (DKK)
Languages used:
Driving side:
Right-hand side

Spring - (Apr to May)

Summer - (Jun to Aug)

Autumn - (Sept to Nov)

Winter - (Dect to Mar)

Plug Type:

Type C (Two round pins)

Type E (Two round pins and a hole for the earth pin)

Type F (Two round pins but two earth clips on the side)

Type K (Two round pins and a spade grounding pin)

Getting around Denmark is not difficult as Denmark has a highly efficient public transport system. Transportation options include metros, A-buses, S-buses, N-buses, and the uniquely named ‘S-Tog’ also known as S-train.

A prime example of a highly efficient public transportation system is found in Copenhagen, the country's capital.

Copenhagen's metro consists of four lines (M1, M2, M3, and M4) that serve the greater Copenhagen area. It is a relatively fast way to travel around the city due to its shorter distance between stops compared with other transportation options. The trains run every 4-6 minutes during peak times and every 15-20 minutes during off-peak times from 5am – 1am daily.

A-buses are buses that serve most of the greater Copenhagen area, mainly running on routes that run along major roads or thoroughfares. They are generally faster than S-buses and N-buses due to fewer stops and shorter routes. They run at all hours, but frequency varies depending on the time of day and location.

S-buses are buses in Denmark that help people travel quickly and efficiently. They mainly serve the outskirts and suburbs of cities, as well as nearby towns. They offer convenient access to both city centres and local areas and run every 5-10 minutes during peak times and every 20-30 minutes during off-peak times. The S-bus operates on dedicated lanes, separate from regular traffic, allowing for faster travel times, and operates from 6am - 1am.

N-buses are known as night buses which are in service between 1am - 5am daily. N-buses are a great way to get around late at night when regular lines are no longer operating. Most N-buses run every 30 minutes and some may even be available hourly depending on the location. They are fairly noticeable given their gray bus signs on every corner.

S-Tog (S-Train) is a hybrid urban-suburban rail with a network of commuter trains that serves much of Greater Copenhagen but also reaches out to other cities like Helsingør and Hillerød. It runs daily throughout the whole year at regular intervals with most lines running every 10 minutes during peak periods. There are six different train lines (A, B, C, E, F, and H), and these span to the surrounding areas of Copenhagen. The S-Tog service operates between 5am - 12.30am and is a reliable way to navigate Copenhagen while providing an easy and stress-free ride.

The Copenhagen Card is an essential item when traveling in Copenhagen and its suburbs as it provides unlimited access to the city's public transportation system. With this card, you can use all public transportation within Central Copenhagen and its suburbs with no extra fees. The card also provides users with free admission to over 89 museums and attractions around the city, making it the ideal way to discover Copenhagen while on a budget. It is available in various options, ranging from 24 hours up to 120 hours per card. 

If you are planning to rent a car in Denmark, note that you are required to have a valid driver’s license and have held it for at least a year, a credit card and be over the age of 19 (some companies state that the minimum age is older for varying car models). Drivers under 25 years may be charged a young driver surcharge and infants and small children are required to have an infant or child seat. Additionally, you will need to purchase car insurance before you can rent a car in Denmark – so make sure to factor this into your budget.

Here are some things you should be aware of when driving in Denmark. One, vehicles must use dipped headlights at all times during daylight hours and two, seatbelts are mandatory for both front and rear passengers. Three, the speed limit on highways is 70 km/h while the general speed limit on open roads is 50 km/h. 

Denmark has one of the best healthcare systems in Europe and provides a high standard of care for all citizens.

Tourists in Denmark do not receive the same healthcare insurance as Danish citizens, but they are allowed access to certain types of care. Emergency services, such as surgery and medical treatment, are generally available free of charge for all patients, regardless of their nationality. However, if the medical facility was to find out that the patient had a pre-existing condition before coming to Denmark, they are expected to pay from their pocket.

Regardless, travellers must take out a travel health insurance policy before coming to the country so that any additional costs incurred are covered. This is especially true for those who plan to stay in the country for an extended period, as some basic healthcare services may not be free-of-charge after a certain point.

Travelling abroad can be one of the most exciting experiences, and while travel insurance may not always feel necessary, it is often worth considering. At Allianz Travel we have you covered with the option of single trip or multi-trip Travel Insurance packages that are tailored to your needs, plus related Covid-19 coverage for an extra layer of protection in these uncertain times!

So make sure to explore our many options before embarking on your next international adventure.

For one-off trips

Single trip plan is suitable for an occasional traveller or those who are looking for a short getaway

From S$ 21

For family trips

Family plan provides cover for you and the members of your family who travel with you on your journey (maximum of 2 adults)

From S$ 45

For frequent travellers

Cover for every trip in entire year (max 90 days per trip). More practical and hassle-free for those who are planning for more than 3 trips a year.

From S$ 201.60

For 24/7 Emergency Assistance during your trip

Please call +65 6995 1118

For claims enquiries

Call: +65 6327 2215

Mon – Fri, 9:00 - 17:30 Singapore Time


For customer service

call: +65 6327 2210 

Mon – Fri, 9:00 - 17:30 Singapore Time