Travel Insurance For Canada What To Take Note of

For policies issued on or before 28th Jan 2021, SGT 4:59pm - Allianz Travel will not be covering any claims arising from The COVID-19 Pandemic for such policies

Travel Insurance for Canada

Starting from 1st October 2022, travellers entering Canada are not required to provide proof of COVID-19 vaccination. It is also not compulsory for travellers to undergo COVID-19 pre-boarding, pre-entry and arrival tests as well as quarantine upon arrival.

Though it is not legally required for travellers to wear masks during travel, it is highly recommended to wear a well-constructed and well-fitted mask or respirator during your journey.

However, it is best to remember that the travel situation post Covid-19 is constantly evolving. Make sure to refer to Government of Canada's webpage for latest updates on the post Covid-19 travel situation.

Singapore’s Ministry of Foreign Affairs website also provides a comprehensive guide in regard to travelling abroad, especially to Canada.

Instead of a visa, Singaporean passport holders are required to obtain a valid Canada electronic travel authorization (eTA) to visit the country. A Canada eTA can be acquired by filling up an online application.

The Canada eTA allows its holder to visit the country visa-free and grants multiple entries into Canada for 5 years. For each visit, travellers can stay up to 6 months maximum within the validity of the eTA.

However, it is recommended to refer to the Immigration, Refugees and Citizenship Canada website to clarify your entry requirements into Canada.

There are many accommodation options for travellers in Canada, such as hotels, hostels and bed and breakfast inns.

Hotels: Canadian hotels tend to fall into one of three categories: high-class establishments, plain downtown places and roadside motels. The price range for hotels can start from CAD$65 up to CAD$250, depending on the type of hotel you are staying at.

Motels: Motels are great for drivers who want to find affordable and convenient places to stay on highways, usually located on the outskirts of town. Basic rooms start at around CAD$75, while the average price is closer to CAD$100.

Bed and Breakfasts: BnBs in Canada usually start at CAD$85 per couple, which includes breakfast. This option is a great opportunity for people looking to stay in a lovely room in a historic building and interact with the locals.

Hostels: During the summer, if you are in Canada's university cities, you can stay in budget-friendly student accommodations starting from CAD$35. These accommodations are suitable for a short stay but may be located far away from the city centres.

Farm Vacations: Farm vacations provide affordable accommodations and delicious meals, allow you to work if desired and get to know the hosts. Many farm-based B&Bs in Ontario offer full-board accommodation with horseback riding starting at CAD$120 per day due to their remote location.

To ensure a safe trip to Canada, it is important to get travel insurance beforehand as it helps cover medical expenses, lost items, and unexpected emergencies that may occur during the journey. Medical treatment is costly in Canada. Should the unexpected happen, not having travel insurance may mean you have to cover these costs on your own.

Investing in travel insurance will not only give you peace of mind knowing that expense-related mishaps are mitigated but also ensure that every aspect of your trip runs smoothly from start to finish. To make sure you have the cover you require, you should read and comprehend all the terms, conditions, and exclusions before purchasing any policy.

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Travelling between major Canadian cities often requires airplane transportation due to the country's large size. Main cities offer airports with frequent schedules for flights to and from various locations while small towns and rural areas may not have a main airport.

New airlines such as Swoop, Flair, and Lynx offer affordable options for intercountry travel.

Train and buses are great options for getting around in Canada by public transport.

VIA Rail is the main operator of passenger trains that run between cities and across Canada. Their trains cover a distance of over 14,000km (8699 miles) of track. In remote areas like Churchill, Manitoba, trains are the only means of overland transportation available.

Although train fares can be expensive, many people still enjoy the comfort and leisure of travelling by train. During peak season (June to mid-October), ticket rates are 40% more expensive than usual. It is recommended to book your tickets at least five days in advance to save money.

Despite Greyhound Canada significantly reducing its services in Canada, Megabus still offers multiple routes in Ontario and Quebec. For interprovincial travel, various local bus companies provide transportation services.

Compared to other transportation options, travelling by bus is more affordable but takes longer. It is best to purchase your ticket online in advance for the lowest fare. However, if you wait too long, the price can increase up to CAD$250, which is equivalent to the cost of flying.

Except for the northern territories, it is possible to drive across Canada from Vancouver, British Columbia to St. John's, Newfoundland on the Trans-Canada Highway in about 76 hours without encountering traffic.

If you plan on driving in Canada as a visitor, it is important to remember that in most provinces you can drive with your home driver's license for up to three months, while in British Columbia you can drive for up to six months.

To rent a car in Canada, you generally need to:

  • be 25 years old and above (renters aged 21-24 may be charged with additional fee)
  • own a valid driver's license (an international driver's license may be needed from those from non-English or French-speaking countries)
  • have a major credit card

The Canadian healthcare system is called Medicare. Medicare is a publicly funded, universal Canadian healthcare system covering everyone, citizens and permanent residents.

Medicare covers many services, including doctor visits, hospital stays, diagnostic tests, prescriptions, and therapies. Depending on the province, some services may be free, while others may have co-payments or fees associated with them.

In Canada, public healthcare is free for citizens and permanent residents, but not for tourists and visitors. Private healthcare is available for everyone. Visitors need to have their health insurance to cover hospital and medical expenses while in Canada.

Discovering new horizons can be exciting, but it is important to remain prepared for possible accidents that may occur during the trip. It will give you the peace of mind during your travels so you can enjoy the trip thoroughly.

Allianz Travel offers Single Trip and Multi Trip Travel Insurance, with three different coverage plans for you to choose according to your needs, including selected Covid-19 coverage*. Make sure to review our insurance options to find the policy that is right for you.

*Subject to the terms, conditions, exclusions and benefits limits of the policy wording. For more information please click on the Policy Wording to read the Allianz Travel Policy Wording.

There is no cover for lockdowns, changes in government alert levels, quarantine or mandatory isolation applying to a population or part of a population.

For one-off trips

Single trip plan is suitable for an occasional traveller or those who are looking for a short getaway

From S$ 17.50

For family trips

Family plan provides cover for you and the members of your family who travel with you on your journey (maximum of 2 adults)

From S$ 37.50

For frequent travellers

Cover for every trip in entire year (max 90 days per trip). More practical and hassle-free for those who are planning for more than 3 trips a year.

From S$ 168

For 24/7 Emergency Assistance during your trip

Please call +65 6995 1118

For claims enquiries

Call: +65 6327 2215

Mon – Fri, 9:00 - 17:30 Singapore Time


For customer service

call: +65 6327 2210 

Mon – Fri, 9:00 - 17:30 Singapore Time