schengen tranvel insurance

Allianz Travel Insurance

Your Travel Cancellation Insurance protects you against costly cancellation charges should you be unable to take your holiday as planned. 

Payment of cancellation costs. If you are unable to travel, we will pay 100% of the cancellation costs for tariffs without deductible.

Personal quarantine. We will pay the costs in the event of personal quarantine.

Travel Assistance. 24/7 contact emergency service.

Age - Traveller 1

Traveller between 0 - 79 is eligible for application.

Age - Traveller 1

Traveller between 0 - 79 is eligible for application.

A Schengen zone visa allows you to travel freely in up to 27 European countries - but to apply you must first have qualifying travel insurance with at least €30,000 of medical coverage, which must include repatriation of remains.

With a full Schengen zone visa, you could be exploring Rome on Monday, shopping in Paris by Thursday, and lounging on a beach in Mallorca by Saturday. 

From visiting history-packed museums to skiing in the Alps, from night's out in Berlin to water sports in the south of France: the Schengen zone has it all. 

And a Schengen visa gives you the power to enjoy it.

This table is a summarised list of all the benefits included in Allianz Travel. To view the full coverage details, please refer to the information provided here.

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Designed for essential travel and medical coverages only

From S$ 35

Well-balanced coverages for most type of travels

From S$ 25.20

Inclusive of an extensive scope of travel protection

From S$ 48

  • Selected COVID-19 Cover*
  • Overseas medical expenses
  • Travel delay and emergency transportation benefits
  • Selected COVID-19 Cover*
  • Travel inconveniences including trip curtailment and travel delay, medical expenses, and emergency transportation benefits
  • Travel personal accident, rental car excess, and lost travel documents benefits
  • Selected COVID-19 Cover*
  • Travel inconveniences including trip curtailment and travel delay, medical expenses, and emergency transportation benefits
  • Travel personal accident, rental car excess, and lost travel documents benefits
  • Personal liability and sports benefits
Selected cover for epidemic and pandemic diseases (including COVID-19)*
Emergency Medical/Dental Coverage

You have to pay for emergency medical or dental treatment while on your trip.

With Selected Covid-19 Coverage*

You have to pay for emergency medical care (including Covid-19-related) or dental treatment while on your trip. 

Up to S$ 250,000
Up to S$ 500,000
Up to S$ 1,000,000
Trip Cancellation Coverage

You have to cancel your trip before you depart.

With Selected Covid-19 coverage*

You have to cancel your trip before you depart because you or your travelling companion are diagnosed with Covid-19 and/or are required to quarantine; or a family member is diagnosed with Covid-19 (or other covered reason)

Up to S$ 5,000
Up to S$ 5,000
Up to S$ 10,000
Travel Delay Coverage

Your travel plans are delayed while you are on your trip.

With Selected Covid-19 Coverage*

Your travel plans are delayed while you are on your trip because you or your travelling companion are diagnosed with Covid-19 and are required to quarantine (or other covered reason) - sublimits apply - please refer to the policy wording

Up to S$ 800
Up to S$ 1,200
Up to S$ 1,600
Baggage Coverage
Your baggage is lost, damaged, or stolen while on your trip.
Up to S$ 1,500
Up to S$ 3,000
Up to S$ 5,000
Baggage Delay Coverage
Your baggage is delayed by an airline, cruise line, or other travel carrier while on your trip.
S$ 250
S$ 500
S$ 1,000
Emergency Transportation Coverage

Transportation is needed following a medical emergency while on your trip.

With Selected Covid-19 Coverage

Transportation is needed following a medical emergency (including Covid-19 diagnosis, or other pandemic or epidemic) while on your trip. This includes emergency local emergency transportation and medical repatriation to Singapore if needed.

Up to S$ 1,000,000

Search and Rescue: S$ 10,000

Up to S$ 1,000,000

Search and Rescue: S$ 10,000

Up to S$ 1,000,000

Search and Rescue: S$ 10,000

Travel Accident Coverage
You suffer a death or disability as a result of a travel accident during your trip.
Up to S$ 50,000
Up to S$ 100,000
Up to S$ 100,000
Loss of Travel Documents
Your passport and / or visa  is stolen, lost or damaged while on your trip.
Up to S$ 250
Up to S$ 250
Up to S$ 250
Trip Curtailment Coverage

You have to end your trip early and need to recover unused trip costs.

With Selected Covid-19 coverage*

-
Up to S$ 5,000
Up to S$ 10,000
Trip Incident Coverage

Trip Curtailment: You have to end your trip early and need to recover unused trip costs.

Trip Incident include

  • Early Return (You have to end your trip early and need to recover transportation cost for return home.)
  • Trip Continuation (Your travel plans are interrupted, but you continue your trip.)
  • Extended Stay (Your travel plans are interrupted and you need to recover additional accommodation and transportation costs you have incurred. (Maximum of SGD$300 per day for 5 days)

With Selected Covid-19 coverage*

-
-
Up to S$ 5,000
Rental Vehicle Excess Coverage
You are charged an excess by your rental car company if your rental car is damaged or stolen while on your trip.
-
Up to S$ 1,000
Up to S$ 1,500
Personal Money Coverage
Your personal money is lost or stolen while on your trip.
-
-
Up to S$ 250
Personal Liability Coverage
You are financially liable for damage you cause to a third party or their property while on your trip.
-
Up to S$ 1,000,000
Up to S$ 1,000,000
Sports Coverage Missed Activity
You miss a prepaid activity during your trip.
-
-
Up to S$ 1,500
Sporting Equipment
Your sporting equipment is lost, damaged, or stolen while on your trip.
-
-
Up to S$ 2,500
Sporting Equipment Rental
You need to rent sporting equipment when your personal sporting equipment is lost, damaged, or stolen while on your trip.
-
-
Up to S$ 1,000
Sports Coverage Search and Rescue
You are reported missing or need to be rescued from a physical emergency while on your trip.
-
-
Up to S$ 10,000

Subject to the terms, conditions, exclusions and benefits limits of the policy wording. For more information please click on the Policy Wording to read the Allianz Travel Policy Wording.

*There is no cover for lockdowns, changes in government alert levels, quarantine or mandatory isolation applying to a population or part of a population. 

  • Immediate certificate of insurance after payment*
  • All policies exceed the €30,000 minimum Schengen zone medical coverage
  • Repatriation of remains
  • 24/7 Emergency Assistance
  • Fast, fair, online cliams**

*You must have travel insurance before you can proceed with your Schengen visa application.

**Subject to the terms, conditions, exclusions and benefits limits of the policy wording. For more information please click on the Policy Wording to read the Allianz Travel Policy Wording.

Allianz Travel Insurance offers products for every budget and need. 

Platinum offers the highest level of cover - and peace of mind - with up to S$1,000,000 cover for Overseas Emergency and Dental (69 years old and below); up to S$15,000 if you need to cancel your trip before you depart; up to S$15,000 for trip interruption; and up to S$7,000 for baggage loss, damage and theft. It also includes cover for a number of other events. Please see the Policy Wording for details.

Silver cover includes the same benefits above, but with lower maximum limits. See Policy Wording for details.

Bronze is ideal for those on a budget, with up to S$200,000 coverage for Overseas Emergency and Dental (69 years old and below). See Policy Wording for details.

The Schengen zone includes 27 countries: Austria, Belgium, Czech Republic, Croatia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland.

Visa application form - filled out and signed.

Two recent photos - taken within the last three months.

A valid passport not older than 10 years.

Reservations or itinerary - this must include the dates when you enter and exit Schengen, with flight numbers. 

Certificate of travel insurance - with minimum 30,000-euro medical cover and repatriation of remains cover.

Proof of accommodation - this could be:

  • Letter of invitation from the host you will be staying with
  • Rental agreement
  • A hostel or hotel booking

Proof of financial means

You must prove you have enough funds to cover your trip in the Schengen area.

  • Bank account statement - showing sufficient funds, no older than 3 months.
  • Sponsorship letter - confirming the sponsor or host will be supporting you financially for the duration of your trip to the Schengen area, accompanied by a bank statement from the sponsor, no older than 3 months.
  • A combination of your bank account statement and letter of sponsorship.

Proof that visa fee has been paid - €80 for adults; €40 for children aged 6-12 years old.

Singaporean passport holders are permitted to enter the 27 Schengen area countries without obtaining a visa beforehand, providing no employment is sought. This visa-free entry means you can stay in the Schengen area for up to 90 days within 180 days, for the purposes of tourism, transit, family visits, or medical treatment.

Schengen visa holders will not need to supply any additional paperwork or apply for any other visas when crossing borders within the Schengen zone.

Allianz Travel Insurance offers a range of benefits for your trip to Europe, whether applying for a Schengen visa - or travelling visa-free on a Singapore passport. 

  • Our team is ready to help organise emergency medical assistance, 24/7
  • Includes Selected Covid-19 Coverage**
  • Advance payment for in-patient services, where accepted*
  • Safeguard against travel delays, curtailments, and cancellations
  • More than 30 years of travel insurance expertise
**Subject to the terms, conditions, exclusions and benefits limits of the policy wording. For more information please click on the Policy Wording to read the Allianz Travel Policy Wording.

For 24/7 Emergency Assistance during your trip

Please call +65 6995 1118

For claims enquiries

Call: +65 6327 2215

Mon – Fri, 9:00 - 17:30 Singapore Time

e-mail: [email protected]

For customer service

call: +65 6327 2210 

Mon – Fri, 9:00 - 17:30 Singapore Time

e-mail: [email protected]