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Making Changes To Your Travel Insurance Policy | What To Take Note of

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Making changes to your travel insurance policy is a common practice. People often find that their needs change or they have made a mistake when originally purchasing their policy. Whatever the reason, it is usually pretty easy to make those changes to your policy.

If you need to make changes to your travel insurance policy, there are a few things you would need to take note of.

First and foremost, it's important that you contact your insurer as soon as possible to let them know of the changes. Depending on the nature of the change, they may be able to help you make the necessary changes.

Some of the scenarios that would lead to a change are:

  • Updates to the contact information or traveling information of a specific individual
  • Extra trip costs, such as new excursions or airline tickets, may be added
  • Adding additional family members to the trip
  • Changes in your return date

If you add trip expenses to your plan, you may face a price increase; but if your travel expenditures turn out to be lower than you expected, it is likely that your premium will be reduced - *depending on the policy that you have purchased.

  • Your policy shows inaccurate information of your personal details
  • You have made changes in destinations or trip dates
  • The number of people covered by the policy needs to be changed
  • Your trip costing has changed

The most crucial thing to remember is that you need full coverage for the duration of your journey. When you travel longer than anticipated or go to places not mentioned on the policy, revisions are vital.

If your travel dates and your travel destination have changed, it is best that you contact your insurer to make those changes for you.

If you are unsure about your travel plans, especially your return date, it is best to wait to purchase a policy until you have finalised these details. That way, you will not be overpaying for days or weeks that you are not actually going to use.

Travel plans may be altered, and family members may not be able to join you on a vacation due to personal reasons like illness, work, or other life circumstances. If more people join your trip or someone is unable to go, a travel insurance amendment may be required.

Rules vary among travel insurance policies regarding changes, thus it is important to check the terms and conditions within your policy

  • Name of the traveller (misspelled)
  • Changes to your health status
  • the trip cost
  • destinations
  • number of people on the policy
  • and trip dates (must be done before the departure date)

It is important that you contact your service provider immediately in the event of a change in your travel dates.

The change must be made before the originally scheduled departure date and before the updated departure date.

Your coverage may be affected if you forget to call on an earlier or later date, or call after the planned departure date.

Make sure you notify your travel insurance provider of the circumstances so they can help you. When calling them, be sure to have your travel insurance policy number at hand to facilitate the whole process.

Disclaimer

Entry requirements can change at short notice. Every effort was made to ensure the information written was correct at time of writing. However, you should refer to the applicable immigration department of the destination country to double check entry requirements, or visit the MFA website for the latest updates.

^at time of writing this article – 18 April 2022

Find ore information about  Allianz Travel Insurance here 
Blog Disclaimer
All content provided on this blog is for informational purposes only. The content of this blog neither makes representations as to the accuracy or completeness of any information on this site, nor is construed as Allianz Travel's offering of travel insurance, unless explicitly stated. Details of benefits, limits, policy exclusions, terms and conditions of Allianz Travel insurance can be found under Allianz Travel Policy Wording.
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5Allianz Global Corporate & Specialty Singapore Branch is the insurer and Allianz Care is the administrator. Whenever we use the terms “we”, “us” and “our” in the pages dedicated to the international health insurance we offer, it will refer to both entities.

The insurer is Allianz Global Corporate & Specialty SE Singapore Branch, address 79 Robinson Road, #09-01 068897, Singapore. Company Registration No. T11FC0131K. This policy is supported by AWP Health & Life SA, trading as Allianz Care, a limited company governed by the French Insurance Code and acting through its Irish Branch. Part of the Allianz Group, AWP Health & Life SA is registered in France: No. 401 154 679 RCS Bobigny. Irish Branch is registered in the Irish Companies Registration Office, registered No.: 907619, address: 15 Joyce Way, Park West Business Campus, Nangor Road, Dublin 12, Ireland. AWP Health & Life SA provides administration services and technical support for the policy. Allianz Care and Allianz Partners are registered business names of AWP Health & Life SA.

About Allianz Global Corporate and Specialty

Allianz Global Corporate & Specialty (AGCS) is a leading global corporate insurance carrier and a key business unit of Allianz Group. We provide risk consultancy, property-casualty insurance solutions and alternative risk transfer for a wide spectrum of commercial, corporate and specialty risks across 10 dedicated lines of business. Worldwide, AGCS operates with its own teams in 32 countries and through the Allianz Group network and partners in over 200 countries and territories, employing over 4,450 people. As one of the largest Property-Casualty units of Allianz Group, we are backed by strong and stable financial ratings. In 2019, AGCS generated a total of €9.1 billion gross premium globally. For more information, please visit https://www.agcs.allianz.com/ or follow us on Twitter @AGCS_Insurance and LinkedIn.

About Allianz Care

Allianz Care provides international health, life and disability cover and services to a wide range of customers, including multinational companies, intergovernmental organisations and private individuals and families. Our mission is to ensure that customers have access to quality healthcare through our support, care and commitment to go the extra mile. We are a truly global health partner ensuring fast and simple access to the best advice, treatment and value for our customers. Allianz Care is the international health brand of Allianz Partners. For additional information, please visit www.allianzcare.com or connect with us on Facebook and LinkedIn.