When you are traveling, it is important to know what to do in a medical emergency.
There are many different types of medical emergencies that can occur while you are traveling. It is important to be prepared for them so that you can get the care that you need quickly and safely.
If you become seriously ill or injured while traveling, your travel insurance can assist you in receiving the treatment you require and returning home safely.
Medical travel insurance also helps to reimburse you for the treatments received, as well as to provide coverage for emergency transportation.
An emergency medical evacuation, which is carried out by air, plane, or ambulance, may be considerably more costly. In certain countries around the world, an emergency medical evacuation can cost thousands of dollars. Fortunately, insurance can arrange and pay for medically essential emergency transportation.
Most of the time, you are eligible for free or low-cost emergency medical care if you have a medical problem. Travel insurance can help ensure that you receive high-quality treatment for a medical emergency without having to pay out of pocket.
It is dependent on your destination and the specific nature of your emergency. However, you should be aware that any care you obtain will be 100% your responsibility.
If you get sick or injured overseas and don’t have insurance, you may have to
- Be unable to choose a hospital or clinic that will provide you higher standard of care
- Pay cash upfront before receiving medical treatment
- Accept being refused treatment if you are unable to pay
- Manage your own transport and accommodation arrangements during your treatment and recovery
Having a comprehensive travel insurance policy in place can give you the peace of mind that, in the event of an emergency, you will be covered financially so that you can focus on getting well.
At Allianz Travel, we provide unlimited emergency transportation coverage* following a medical emergency (including COVID-19 diagnosis, or other pandemic or epidemic) while on your trip. This includes emergency local emergency transportation and medical repatriation to Singapore if needed.
Find out more about our travel insurance plans here.
Call the emergency number in an unforeseen situation. 9-1-1 is a good option, but it isn't always accessible. In Europe, 1-1-2 is used instead of 9-1-1.
If your sickness or injury is not severe, you can go to an urgent care clinic. The staff at these clinics can provide basic medical services and they're often cheaper than emergency rooms.
If your sickness or injury is severe, then you'll need to go to the emergency room. The sooner you're seen by a doctor, the better.
After you've been diagnosed, the doctor will treat your sickness or injury. This may include medication, surgery, or therapy.
For urgent, non-life-threatening problems, call +1 804-281-5700 from anywhere in the world. We'll handle the specifics to get you the care you want as soon as possible if you can provide us with a little information.
If you are in a hospital while in overseas, we can arrange and pay for you to return to your home country.
We'll work with your primary care physician and health insurance to choose the best transport plan if your illness demands that you be taken to another medical facility.
Allianz Assistance can supply and pay for any medical assistance you require (up to the limits of your travel insurance policy) if you need an air ambulance, a medical escort, oxygen, antibiotics, or other medical care.
Celebrating the new year, with our new online claims experience, our customers do not need to submit original copies of documents no matter whether an unfortunate event has caused delays of flight or costly medical bills. Our customers can now just simply scan or take a photo of documents and submit the softcopies via our online claim portal. Please refer to the Policy Wording for the terms and conditions of the benefit section(s) you will be filing claim for.
If you have any difficulties submitting your claims through our online claim portal, please email us at firstname.lastname@example.org or call us at +65 6327 2215.
For more information on claims, you can refer to our website here.
Entry requirements can change at short notice. Every effort was made to ensure the information written was correct at time of writing. However, you should refer to the applicable immigration department of the destination country to double check entry requirements, or visit the MFA website for the latest updates.
^at time of writing this article – 22 August 2022
All content provided on this blog is for informational purposes only. The content of this blog neither makes representations as to the accuracy or completeness of any information on this site, nor is construed as Allianz Travel's offering of travel insurance, unless explicitly stated. Details of benefits, limits, policy exclusions, terms and conditions of Allianz Travel Insurance can be found under Allianz Travel Policy Wording.
*. Where used, ‘unlimited’ only means that there is no capped dollar sum insured. Sub-limits apply to some benefits. All costs and expenses must be reasonable and customary costs. Terms, conditions, limits, and exclusions apply as set out in the Policy Wording.
Note: no cover is provided for claims arising from lockdowns, changes in government alert levels, quarantine or mandatory isolation that applies generally or broadly to some or all a population, vessel, or geographical area, or that applies based on where You are travelling to, from, or through.