Moving to Singapore? 7 Tips for Expat Living in the Lion City

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If you're moving to Singapore to live and work, either on a short or long-term basis - you're in good company. The Ministry of Manpower states there are more than 110,000 expatriates on the island state, working with over 7,000 multinational companies.

But beginning a new life in the Garden City can inspire many questions - not least because there's nowhere else quite like it.

Where will you live? If you're arriving with children, where will they go to school? How will you ensure your family gets the medical and dental treatment it needs?

You'll need to sort out home furnishings, bank accounts, taxes, setting up the Internet, and last but not least, where to have fun and meet new people!

As the third most densely-populated nation on Earth, Singapore is the shining light of urban planning. How can six million live on just 710 square kilometres?

Singapore's answer: build high and build smart. As such, there's an excellent choice of accommodation in Singapore - from HBDs to plush condominiums and heritage properties.

As a foreigner, access to HBD (public housing) flats is limited by the Non-Citizen Quota. Thankfully, there are also a vast array of private rooms and apartments available, with rental prices informed by location, size, and amenities, among other factors., for instance, presents a choice of condominium and co-living options, with flexible, short-term contracts. Such a service can prove invaluable to newly-arrived expats, who are still finding their feet in the Lion City. For a limited time, enjoy SGD $100 off rental rebate when you indicate Allianz in your form submission.

What are the benefits of co-living in Singapore?

'Co-living' in Singapore is comparable to a 'house share' or 'share house' in the UK, US and Australia. Residents have their own bedroom, but share the kitchen, living room and bathroom. However, Singapore co-living accommodation is often of a higher specification.

The chief benefit of co-living is that you get to share communal areas with people of a similar age and background, which can really help when you're new to the city. Given Singapore's fast-paced, work-centric lifestyle, meeting new people is not always easy - but co-living can super-charge your social life!

"The first wealth is health," as Ralph Waldo Emerson wrote back in 1860 - and today it's as true as ever. How will you manage day-to-day medical and dental bills while in Singapore? What if you or a family member suffer a serious injury or illness?

As an expat you won't be entitled to free public healthcare, so it’s critical you make other arrangements. Private healthcare in the Lion City is very expensive, making International Health Insurance something of a necessity.

What are the benefits of International Health Insurance with Allianz Care

Allianz Care offers a range of comprehensive plans to suit expats of all kinds - from individuals on short term work contracts, to families looking to stay longer.

As a policyholder you'll get comprehensive in-patient and out-patient benefits, covering a range of treatments, including specialist fees and diagnostic tests, plus a generous cover for alternative treatment and physiotherapy.

You'll also have access to health and wellbeing benefits, including digital health apps - helping you to stay healthy.

Critically, you'll be covered for emergency treatment in Singapore (and other regions you include in your policy), medical evacuation and nursing at home.

You can also add various supplemental covers including Maternity, Dental and Repatriation Plans. Plus you’ll have access to a large network of experienced medical providers - 900,000 and growing.

More benefits:

●     Olive - Allianz Care’s Health & Wellness support program, with the HealthSteps* fitness app, our Health and Wellness Hub and monthly webinars.

●     Travel Security Services* - 24/7 personal security information and travel safety advice.

●     The Expat Assistance Programme* - confidential 24/7 multilingual support service, helping you make the most of your new Singapore life.

●     Video and teleconsultation service* – save time by seeing a doctor when and where you want.

●     Geographical area of coverage: you can build a policy that covers other countries, as well as Singapore. 

Find more information about Allianz Care International Healthcare here

You'll want your children to have the best possible education while in Singapore. Thankfully, the Garden City has an excellent reputation for education, including public schools and international schools. Note that fees are payable for both options.

Singapore is a stone's-throw from many beautiful countries. For example, the golden sandy beaches of Phuket in Thailand are just 2.5 hours from Changi Airport, as are the stunning rice terraces of Bali.

Other highlights include temple-hopping in Cambodia, jungle hiking in Malaysia, and partying on the beaches of Boracay in the Philippines.

You can cover yourself for medical emergencies, cancellations and curtailments with an Allianz Travel insurance policy. Plan to explore often? Why not consider a great value, time-saving Annual plan? Then you'll always have access to 24/7 Emergency Assistance if something goes wrong while overseas.

But staying in Singapore also has its draws - not least its 23+ hiking trails. Highlights include the Sungei Buloh Wetland Reserve — home to crocodiles and kingfishers; and Singapore Botanic Gardens — the only tropical botanic garden to make the UNESCO World Heritage Site list.

Despite the island state's large population, there are many wonderful open spaces to explore with partners, friends and family.

While socialising in Singapore is not always easy due to the busy lifestyle, there are simple ways to meet new people thanks to a wide range of groups to join - from books clubs such as Books and Beer Singapore to cycling clubs such as JoyRiders!

The huge array of bars, pubs and restaurants also mean it's a great city to strike up a conversation or go out on a date.

And since many locals and expats have a mind for business, it’s a great place to build your network and seek out new career opportunities!

As mentioned, you’re never short of exciting new venues to enjoy - from rooftop bars to high-end restaurants and cosy cafes.[1]

Singapore has no less than 49 Michelin Star restaurants, more than anywhere else in Southeast Asia!

It's little wonder so many Singaporeans love sampling new dishes or finding new places to enjoy their morning coffee.

The thrill of living in Singapore awaits you.

Singapore is undeniably one of the most exciting cities in the world, let alone Southeast Asia. A hub of business, culture, dining and entertainment, it’s also ideally located for weekend breaks across the region.

Make sure you and your family have the cover needed to thrive at home and overseas, with Allianz International healthcare, Easy Home Assistance, and travel insurance from Allianz Travel Singapore - behind you for what’s ahead.
^At time writing: 01/08/22
Blog Disclaimer
All content provided on this blog is for informational purposes only. The content of this blog neither makes representations as to the accuracy or completeness of any information on this site, nor is construed as Allianz Travel's offering of travel insurance, unless explicitly stated. Details of benefits, limits, policy exclusions, terms and conditions of Allianz Travel insurance can be found under Allianz Travel Policy Wording.
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5Allianz Global Corporate & Specialty Singapore Branch is the insurer and Allianz Care is the administrator. Whenever we use the terms “we”, “us” and “our” in the pages dedicated to the international health insurance we offer, it will refer to both entities.

The insurer is Allianz Global Corporate & Specialty SE Singapore Branch, address 79 Robinson Road, #09-01 068897, Singapore. Company Registration No. T11FC0131K. This policy is supported by AWP Health & Life SA, trading as Allianz Care, a limited company governed by the French Insurance Code and acting through its Irish Branch. Part of the Allianz Group, AWP Health & Life SA is registered in France: No. 401 154 679 RCS Bobigny. Irish Branch is registered in the Irish Companies Registration Office, registered No.: 907619, address: 15 Joyce Way, Park West Business Campus, Nangor Road, Dublin 12, Ireland. AWP Health & Life SA provides administration services and technical support for the policy. Allianz Care and Allianz Partners are registered business names of AWP Health & Life SA.

About Allianz Global Corporate and Specialty

Allianz Global Corporate & Specialty (AGCS) is a leading global corporate insurance carrier and a key business unit of Allianz Group. We provide risk consultancy, property-casualty insurance solutions and alternative risk transfer for a wide spectrum of commercial, corporate and specialty risks across 10 dedicated lines of business. Worldwide, AGCS operates with its own teams in 32 countries and through the Allianz Group network and partners in over 200 countries and territories, employing over 4,450 people. As one of the largest Property-Casualty units of Allianz Group, we are backed by strong and stable financial ratings. In 2019, AGCS generated a total of €9.1 billion gross premium globally. For more information, please visit Allianz Commercial or follow us on Twitter @AGCS_Insurance and LinkedIn.

About Allianz Care

Allianz Care provides international health, life and disability cover and services to a wide range of customers, including multinational companies, intergovernmental organisations and private individuals and families. Our mission is to ensure that customers have access to quality healthcare through our support, care and commitment to go the extra mile. We are a truly global health partner ensuring fast and simple access to the best advice, treatment and value for our customers. Allianz Care is the international health brand of Allianz Partners. For additional information, please visit Allianz Care or connect with us on Facebook and LinkedIn.